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Potential Insurance Issues for Georgia Auto Accident Victims


Blog Category:
9/10/2015
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A report by the National Highway Traffic Safety Administration (NHTSA) estimated that 25,580 people died and many more were injured in 2012 auto accidents from January through September. Being prepared before an accident can enable a victim to obtain all the necessary information that will be helpful to their case.

Consulting a Clayton County attorney after an auto accident enhances a victim's ability to receive a reasonable settlement. If you have been injured in an automobile accident you should discuss your case with an accident attorney at the Law Offices of Shane Smith.

According to an 18-month investigation by CNN, the largest insurance companies are following a take-it-or-leave-it strategy for minor-impact auto accidents with soft tissue injuries. The investigation revealed that Allstate and State Farm have adopted policies where they offer a small percentage of the total damages, gambling that a victim will settle for something rather than pursue a trial.

Insurance companies often make settlement offers quickly after an auto accident in hopes that a victim will want immediate compensation. Frequently, this offer is far lower than a victim's total expenses and will preclude additional payment.

Auto accident victims can expect to encounter some of the following from insurance companies:

  • Disputed claims—The insurance company may accuse a victim of insurance fraud or may not agree to pay for all expenses.
  • Quick settlement offer with an expiration date—An insurance carrier will likely want to settle the claim quickly, before the accident victim knows the full extent of her injuries and potential long-term expenses or necessary medical treatments. The offers often come with a deadline and a warning that failure to accept may mean that the victim sees no compensation until the issue is resolved in court.
  • Rejected medical treatments—Some medical procedures may be disputed as cosmetic or unrelated to the accident or related injuries.

If you or someone you know has been hurt in an auto accident, meet with a Clayton County auto accident lawyer at the Law Offices of Shane Smith. We can obtain the relevant evidence including police reports.



Category: Auto Accidents

Shane Smith
Advocate for the Seriously Injured in Georgia

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