Go to navigation Go to content
Toll-Free: (888) 742-6352
Phone: (770) 487-8999 x32
Law Offices of Shane Smith

Contact Us

Get help now! Please fill out the quick contact form below for a fast and free case consultation. We will contact you within 24 hours!

Understanding Georgia Car Insurance Requirements

Blog Category:
Shane Smith
Comments (0)
Every driver who has a vehicle registered in Georgia is required to purchase Georgia car insurance before getting behind the wheel. Any driver without insurance is breaking the law and can face penalties if caught.


Georgia has a 25-50-25 minimum insurance requirement. This means you must have at least the following amounts of coverage:

  • $25,000 bodily injury coverage per person

  • $50,000 bodily injury coverage per accident involving 2 or more people

  • $25,000 property damage coverage per accident


In Georgia, drivers are not required to purchase uninsured/underinsured motorist coverage (UN/UIM) or personal injury protection (PIP) coverage. However, this coverage is a good idea as it protects you in the event that you are injured by an uninsured driver or a hit-and-run driver. Learn more in Atlanta car wreck lawyer Shane Smith's article, "Why Should I Buy Uninsured Motorist Insurance?"


Georgia follows a tort system. This means that you have the right to file a lawsuit against an insurance company in order to get compensation for damages that are not specifically addressed by the insurance policy, such as pain and suffering or lost wages.


If you have been injured in an Atlanta car crash, getting the insurance compensation you deserve can be a long frustrating process. An Atlanta auto accident attorney can help. He will be able to look over your car insurance policy and the other driver's insurance policy to determine what coverage is available for your injuries. To discuss your claim with an Atlanta accident lawyer, contact the Law Offices of Shane Smith and ask to schedule a free consultation.

Category: Auto Accidents

Shane Smith
Advocate for the Seriously Injured in Georgia

There are no comments.

Post a comment

Post a Comment to "Understanding Georgia Car Insurance Requirements"

To reply to this message, enter your reply in the box labeled "Message", hit "Post Message."


Email:* (will not be published)


Notify me of follow-up comments via email.