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Law Offices of Shane Smith

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Q
I heard that I should consider getting underinsured and uninsured motorist insurance to protect myself from drunk drivers. Is this true?

A

All Georgia drivers are supposed to have auto insurance in order to legally drive in the state; however, many drivers do not have insurance, and others do not have enough coverage. This means that there is a chance you may be driving next to someone who is not insured or is underinsured. 

This is why insurance policies allow you to include uninsured and underinsured motorist coverage to protect yourself from drivers. While most people do not plan for the worst-case scenario, it is beneficial to increase your coverage in case of an accident with a drunk driver who may not be insured or may not have enough insurance to cover your expensive medical bills.

Unfortunately, Georgia drunk driving accident victims often suffer serious injuries that may require multiple surgeries, physical therapy, and time off work. These costs can quickly add up into the tens of thousands of dollars. When a permanent disability occurs, the costs could quickly jump to hundreds of thousands of dollars. For this reason, it is wise that drivers have these two types of insurance coverage. 

Foregoing uninsured and underinsured motorist coverage could cost you thousands of dollars that would have been available to you otherwise. Sadly, when there is not enough insurance, Georgia DUI victims may be left in a financial mess.

If a drunk driver has hit you, or if your family member has been injured or killed by an impaired driver, a skilled Peachtree City accident attorney can help you recover the maximum compensation available to you. Call the Law Offices of Shane Smith at (770) 487-8999 for an initial, no-cost, no-obligation consultation today. 

Shane Smith
Advocate for the Seriously Injured in Georgia