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Q
What happens if I was injured in a collision caused by an uninsured driver in Columbus, Georgia?

A

If you are injured in a collision with an uninsured driver, you will need to consider the insurance coverage you have. Of course, if the driver was at fault, you may wish to pursue legal action against him or her. You should speak with a Columbus auto accident attorney to see what legal options are available. 

Your insurance coverage may or may not take care of the medical expenses, lost wages and other losses suffered as a result of the other driver having no insurance. This will depend on the amount of uninsured motorist coverage you have. 

In the state of Georgia, you are only required to carry $25,000 per individual; however, medical expenses alone can quickly go over that amount and that’s not taking into consideration your loss of earnings, damage to your vehicle, future medical treatment, or pain and suffering. 

You can better protect yourself financially, physically, and emotionally by carrying as much uninsured motorist coverage as you can afford. This is important since no one can predict when they will become the victim of a serious accident, especially with an uninsured driver. 

Yet, once you file your injury claim, your insurance company may do everything it can to reduce the amount it owes you. Therefore, it can still be beneficial to talk to an attorney before accepting any settlement from your own insurance company. 

Seeking Help from a Columbus Auto Accident Attorney 

It’s also helpful to speak with an attorney about your case beforehand. There could be other legal options available. An attorney may be able to assist with collecting evidence and proving the other driver’s fault. This could be helpful in a court case against the other driver or an insurance company. 

To learn more about your rights and what you can do to protect your case, request one of Shane Smith’s books: 10 Mistakes That Can Ruin Your Georgia Wreck Case and Property Damage Guide for Georgia. These books provide valuable tips from an experienced Atlanta car accident attorney and are available free of charge Longoria accident victims and their families. Contact our offices at 770-487-8999.

Shane Smith
Advocate for the Seriously Injured in Georgia