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Georgia Pedestrian Accident Victims Should Know How Insurance Companies Think

According to United States Department of Transportation data an average of over 60,000 pedestrians are injured in accidents with vehicles in the United States each year. The Research and Innovative Technology Administration (RITA) published a study that showed most pedestrian injuries occur at night.

If you are injured a Clayton County pedestrian accident attorney at the Law Offices of Shane Smith can review the incident and advise you of your legal rights.

According to the Centers for Disease Control and Prevention (CDC), 4,280 pedestrians were killed in 2010 in United States traffic crashes, and another 70,000 pedestrians were injured. This averages to one crash-related pedestrian death every 2 hours, and a pedestrian injury every 8 minutes.

Georgia pedestrian accident victims may recover damages from the offending party. Such damages can include medical expenses, lost wages, compensation for pain and suffering, funeral expenses and other economic losses.

A pedestrian accident victim can maximize his claim against the offending party by understanding how the insurance company operates in such cases. The insurance company for the offending party will begin an investigation immediately. Its objective is to limit the victim's recovery to the lowest possible amount. Accordingly, these companies have established procedures for handling pedestrian accident claims.

The insurance company will typically take recorded statements from the involved parties, interview witnesses, take photographs of the accident scene, obtain the police report and attempt to establish the severity of the pedestrian's related injuries. This process happens quickly, often within several days. The insurance company will then attempt to reach a quick settlement with an injured pedestrian. This is to avoid responsibility for future medical expenses, lost wages and other potential damages.

A pedestrian accident victim often requires months to assess all injuries and damages. The pedestrian accident's true claim value can only be assessed after a doctor has established a firm prognosis. Georgia provides a two year statute of limitations to file a personal injury claim in a pedestrian accident, with certain exceptions. There is no need to rush into a settlement agreement as subsequent injuries might be revealed during the afforded time window.

Victims should seek the assistance of a Clayton County pedestrian accident attorney to protect their rights by securing police reports, eyewitness testimony and physical evidence and to deal with insurance representatives. Victims should call the Law Offices of Shane Smith for a free legal consultation.


Shane Smith
Advocate for the Seriously Injured in Georgia