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UM Coverage - What is it and Why it Matters for Your Georgia Claim (Part A)

Having the right amount of motorist coverage could make all the difference if you suddenly find yourself or a family member seriously injured in an accident. It could provide the financial protection you need if you are facing significant medical expenses and other losses. 

If your accident was caused by the negligence of someone else, then you may have the right to seek compensation through a claim. To learn about your legal rights, contact a Clayton County personal injury attorney as soon as possible. 

What Is It? 

UM (uninsured) motorist coverage will cover you in the event you are injured in an accident and the other driver has no auto insurance. Despite the fact that insurance is required, you can never count on this for protection when you are dealing with the repercussions of a serious accident. 

With so many individuals out of work and struggling to make ends meet, there is a greater chance that you are sharing the road with a driver without insurance. Whether it is choosing to not get coverage or allowing their policy to lapse, there are more and more individuals behind the wheel of an uninsured vehicle. 

Not only can this type of coverage provide protection when a driver without insurance injures you in an auto accident, but it could also help in a hit and run. When the other driver flees the scene, you may have no options when it comes to recovering damages. 

Contact a Clayton County Personal Injury Attorney 

To learn more about the legal options that may be available, contact the Law Offices of Shane Smith today. Our law firm can provide you with valuable tips on how to protect your rights and your claim free of charge including: 10 Mistakes That Can Ruin Your Georgia Wreck Case and Property Damage Guide for Georgia. Don’t delay in learning what legal options may be available after your accident. Call our offices at 1-770-HURT-999 (1-770-487-8999). 

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Shane Smith
Advocate for the Seriously Injured in Georgia