Did you know that getting behind the wheel of your car is the most dangerous thing most people do daily? Car accidents are not a matter of ‘if,’ but ‘when.’ Although not everyone will be in an Atlanta auto accident, here are some tips for those who have been in one and will be forced to deal with insurance adjusters.
Auto insurance adjusters are employees of insurance companies who review your accident claim. They make you a settlement offer based on the facts surrounding your accident. There are many myths surrounding insurance claims adjusters and auto accident claim settlements. As Douglas County accident attorneys, we want to debunk those myths.
Myth Number 1: The dollar amount the insurance adjuster offers you is the highest he is allowed to go.
- Fact: This is completely untrue. Insurance adjusters often try to save the company money, even if it is at your expense. Their first offer typically is a really low dollar amount. Their goal is to get you to accept the offer so they can close the case as quickly as possible to minimize their liability.
Myth Number 2: If you don’t accept the settlement, you won’t get anything and your case will close.
- Fact: This is false. Many insurance companies use the ‘take it or leave it’ strategy to bully clients into accepting their low offer. However, policyholders need to know that they are allowed to reject the first offer and negotiate a better accident settlement.
Myth Number 3: Talking with an attorney will take money out of your pocket.
- Fact: Another falsehood. Insurance companies are scared to have you speak with an experienced Georgia personal injury lawyer, because it means the insurance company will have to offer you a higher accident settlement. Lawyers know what your claim should settle for, and they typically can get you more money than you would have received on your own.
When you are injured in an Atlanta car crash, don’t take the insurance company’s first offer. Instead, speak with a knowledgeable accident attorney to find out what your case may be worth before accepting any settlement. You can speak with a skilled injury lawyer in a free consultation at the Law Offices of Shane Smith at 770-HURT-999 today.