As many of us know, it takes a lot of effort to successfully dig your way out of debt. Furthermore, it’s become much harder now that so many lower-paying jobs have taken the place of the higher paying ones that existed before the recession. It’s now fairly common to meet people who are holding down two or more jobs just “to get by.”                                                                      While recent job statistics revealed an unemployment rate that’s dropped to just 6.3%, that number is hardly cause for celebration. As experts have pointed out, one reason the job market looks like things are getting better is because so many Baby Boomers and others have all but stopped applying for work because they can’t find decent jobs. In fact, one article recently stated that about 800,000 people have now all but “evaporated from the [American] labor force.”                      Hopefully, you’re not ready to give up and are still perusing various websites, drafting new cover letters and emailing them out with copies of your resume. However, keep in mind that you’ve got to very careful how you present yourself on various online websites, especially ones like LinkedIn.

            Here are some recent tips on ways to increase your chances of finding a better-paying job that can help lift you out of debt.

Be Cautious How You Relate to Others on LinkedIn and Other Major Job Sites

  • While experience can be a good thing, be careful about giving away your age or how long you’ve been in the labor market. Ageism is illegal but still very prevalent. While no one will ever usually tell you that you’ve been passed over due to your age -- once they see that you’ve been out working more than 10 or 15 years, they will worry about what you’ll expect in the way of salary and benefits. The only time this may not be true, according to one expert, is if you’re applying for a very high-ranking job at a Fortune 500 company;
  • Don’t add too many references to your profile. While solid references from past employers who wish they could re-hire you might be useful, forget about listing people you haven’t interacted with for a decade or more. You may have changed – or at least prospective employers will be concerned that you have – and they’ll also wonder why you still need to rely on references that are so old;
  • Don’t lie or try to mislead people about lengthy bouts of unemployment. It’s better to be direct and honest about gaps in your resume. What you need to do is make that time work for you – in other words, if you really were quite involved in doing relevant consulting or volunteer work, be ready to briefly discuss it and note how it helped you sharpen your skills for the job you’re now seeking;
  • Talk about your specific achievements. If you helped your last employer cut losses in a particular department or personally won a number of high-profile lawsuits as an attorney (or brokered important aspects of sales and mergers), be sure to list those and briefly note how those accomplishments helped prepare you for the current job you’re hoping to land;
  • If you’ve kept ahead of the curve and learned new software or other skills relevant to your profession, be sure to mention them by name. No employer really likes to spend time teaching a “new hire” how to get up to speed. Likewise, if you have obtained a new degree, certification or license that’s relevant to your work, be sure you place that information in a prominent place in your resume or online profile;


Hopefully, you can use some of these tips to find a new, higher paying job that will help you pull out of debt much faster.

Until that happens, keep an eye on the way debt collectors may be interacting with you. If you believe any of them have overstepped their bounds and are actually harassing you, it may be necessary for you to file a lawsuit under the Fair Debt Collection Practices Act (FDCPA) to fully protect your rights and obtain the justice you deserve.


If you believe that you’re a victim of any abusive debt collection practices, contact the Law Offices of Georgia consumer protection attorney Shane Smith so you can learn more about your rights under federal and state consumer protection statutes. Call (770) 487-8999 today to schedule your free initial consultation.

Shane Smith
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Advocate for the Seriously Injured in Georgia

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