If you’re hit by a UPS truck, you could face serious injuries, unexpected medical bills, and confusion about who is responsible.
Delivery truck accidents often involve more than just the driver—they also involve large companies like UPS, commercial insurance policies, and strict legal rules. That’s why these cases are more complicated than regular car accidents.
A Charlotte delivery truck accident lawyer can guide you through this process. They understand the medical, legal, and insurance challenges that come with being hit by a UPS truck. An attorney’s job is to protect your rights, connect you with doctors who treat you on a lien basis (so you don’t have to pay upfront), and gather strong evidence to prove your case.
Who Is Responsible if a UPS Truck Hits You?
Responsibility in a UPS truck accident can fall on more than one person or company. Here are the most common parties who may be liable:
- The UPS driver: If the driver was speeding, distracted, or not following traffic laws, they may be at fault.
- United Parcel Service (UPS): If the company failed to train the driver properly, kept unsafe trucks on the road, or pressured drivers to rush deliveries, they may share blame.
- Other drivers or third parties: In some cases, another driver, a repair shop, or even a city or county could be partially responsible.
Our truck accident lawyer in Charlotte will investigate to determine who should pay for your damages.
For a free legal consultation, call (980) 246-2656
What Makes a Delivery Truck Crash Different From Others?
Crashes involving delivery trucks like UPS vehicles are more complicated than typical car accidents. Here’s why:
- Commercial trucks are heavier: UPS trucks are much larger and heavier than passenger cars. That means more force on impact and a higher chance of serious injuries.
- Commercial insurance policies: UPS is backed by large insurance companies with legal teams that try to limit payouts.
- Federal and state laws apply: Because UPS is a commercial carrier, it must follow North Carolina traffic laws and federal trucking rules, such as those from the Federal Motor Carrier Safety Administration (FMCSA).
- Multiple parties may be involved: The driver, UPS, truck maintenance companies, and even package loaders could play a role.
How a Lawyer Helps After You’ve Been Hit by a UPS Truck
You don’t have to go through this alone. A lawyer can help in many ways, such as by:
- Connecting you with doctors who treat you without upfront payment (on a lien)
- Collecting evidence like police reports, witness statements, and truck logs
- Filing insurance claims and handling the paperwork for you
- Negotiating with insurance companies so they don’t take advantage of you
- Filing a lawsuit if the insurance company refuses to pay what you deserve
If your health insurance denies coverage or delays treatment, your lawyer can also help you understand your rights and push for the care you need.
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What Damages Can You Recover?
In North Carolina, you may be able to recover the following damages:
- Medical bills: Hospital stays, rehab, medication, surgery
- Future medical costs: Ongoing treatment or therapy
- Lost wages: If you missed work due to your injuries
- Loss of future earnings: If you can’t return to your old job
- Pain and suffering: Physical and emotional pain
- Property damage: Repairs or replacement for your vehicle
- Wrongful death damages: Final medical bills, funeral and burial expenses, lost income, and the loss of their care and companionship after losing a loved one
To get full damages, your lawyer must show that the other party was 100% at fault. North Carolina follows a strict contributory negligence rule. That means if you are found even 1% at fault, you may not be able to recover damages.
Our personal injury lawyer in Charlotte will work to prove that the opposing party is fully responsible for the wreck.
Complete a Free Case Evaluation form now
Common Injuries in UPS Truck Accidents
Because delivery trucks are so large, the injuries they cause can be severe. Common injuries include:
- Broken bones
- Head injuries or concussions
- Back and neck injuries
- Internal bleeding
- Spinal cord damage
- Cuts and bruises
- Fatal injuries
Even if you feel fine right after the crash, you should still see a doctor. Some injuries show up later, and early treatment makes a big difference in your recovery.
Why Medical Care for Accident Injuries Is So Important
Getting the right medical treatment is one of the most important things after a crash. But many people worry about how to pay for it, especially if they don’t have insurance.
In serious injury cases, your lawyer may work with doctors who agree to treat you on a lien basis. This means you don’t pay right away. Instead, the doctor is paid out of your future settlement or court award. This lets you get the care you need without waiting.
How Long Do You Have to Sue for Damages in a UPS Truck Crash?
North Carolina law gives you three years from the date of the crash to file a personal injury lawsuit. This is called the statute of limitations, and it is found in G.S. § 1-52.
If your loved one died in the crash, the deadline is two years from the date of death for a wrongful death lawsuit, under G.S. § 1-53. Missing these deadlines means the court will likely dismiss your case, and you will lose your chance to recover any damages.
What to Do After a UPS Truck Accident in North Carolina
Taking these steps immediately after you’re hit by a UPS truck can protect your health and legal rights:
- Call 911 and get medical help immediately.
- Report the crash to the police. Make sure a report is written.
- Take pictures of the scene, the vehicles, and your injuries.
- Get contact information from the driver and any witnesses.
- Do not talk to UPS or its insurance company alone. Let our UPS truck injury lawyer handle that.
- Call a delivery truck accident lawyer who understands cases like yours.
Been Hurt in a UPS Truck Accident? Call Us for Help
If you were hit by a UPS truck, Shane Smith Law is ready to step in. Our firm has recovered more than $100 million for injured clients since 2009. After a UPS truck accident happens, we will make sure you can focus on healing while we handle the legal fight for your recovery.
We work with a network of trusted doctors, including those who accept liens, so that you can get care now. We also have an in-house nurse to help understand your medical records and build the strongest possible case.
We also have 100-plus years of combined legal experience, which means we know how to deal with UPS’s insurance team. We work on contingency, so you don’t pay us unless we win. In Pain? Call Shane! Schedule your free consultation today.
Call or text (980) 246-2656 or complete a Free Case Evaluation form
