Distracted Driving: Does Insurance Still Cover It?
Shane Smith from Shane Smith Law breaks down a common question about distracted drivers.
What Is a Distracted Driver?
We see it every day:
- Talking on a phone
- Texting
- Checking messages
- Looking down instead of at the road
👉 That is distracted driving
Will Insurance Still Cover Them?
Short answer:
👉 Yes
Even if the driver was:
- Texting
- Not paying attention
- Clearly careless
Their insurance company is still responsible for covering the damages they caused.
Does It Make the Case Stronger?
Also yes.
When a driver is distracted:
It shows clear negligence
And that matters.
What Happens at Trial
If a case goes all the way to a jury:
- Jurors understand how dangerous distracted driving is
- Many have seen it or experienced it themselves
👉 And they don’t like it
That can lead to:
- Stronger reactions
- Less sympathy for the distracted driver
- Potentially higher compensation for the injured person
The Reality
Distracted driving is not just careless.
- It’s dangerous
- It’s preventable
- And it causes serious injuries every day
Final Thought
Even if the driver was doing something reckless like texting:
- You can still pursue a claim
- Their insurance still applies
- And their behavior can strengthen your case
You can request our free Victim’s Survival Guide to Car Accidents here:
👉 https://www.shanesmithlaw.com/car-accident-victim-survival-guide/
Or visit:
👉 https://www.shanesmithlaw.com/
In pain? Call Shane.
📞 980-999-9999
