Insurance companies understand that there is no objective way to evaluate the financial value of an auto accident’s legal claim. A payment should not be negotiated and made until the conclusion of accident-related medical treatment and after a physician determines future medical needs. The victim is able to calculate actual medical expenses and future therapy or costs by waiting until the doctor issues a release.
An insurance adjuster’s goal is to minimize the amount the insurance company must pay. Adjusters know that a victim may be overwhelmed by an accident’s financial impact. This includes medical costs, lost wages, and vehicle repairs or replacement. It is at that point when a victim seems most helpless that an adjuster has the best chance of making a settlement offer for less than the accident is worth.
Speak with a Charlotte car accident lawyer and get a free consultation today.
Call (980) 294-4931Victims who quickly agree on a settlement figure may later discover that they did not receive compensation for long-term health issues. Georgia auto accident victims may need expensive rehabilitative therapy or they may suffer permanent disabilities that impact their earning capacity. Victims should see a physician for a full medical exam before considering any settlement offer.
Insurance representatives may encourage victims to accept a one-time payment or to sign a settlement without the use of an attorney. Accident victims should disregard this advice as it may jeopardize the right to a full and fair recovery. Contacting the Law Office of Shane Smith will ensure that a victim receives reasonable compensation for his injuries. Once a victim has secured an attorney’s services the victim should not talk to the at-fault driver, the driver’s attorneys, or his insurance representatives. All communication with anyone representing the at-fault driver should be done by the victim’s attorney.
If you or someone you know has been hurt in an auto accident, meet with a Clayton County auto accident lawyer. Call Shane Smith Law at (980) 246-2656 to schedule a free legal consultation.