Shockingly, four people are hit by moving motor vehicles in the metro Atlanta area each day, according to police. These incidents kill about 80 people in Atlanta pedestrian accidents every year, with about 20 percent of the fatalities within 100 feet of a transit stop.Statistics from the National Highway Traffic Safety Administration (NHTSA) show that …
Georgia Car Insurance Requirements
Every driver who has a vehicle registered in Georgia is required to purchase Georgia car insurance before getting behind the wheel. Any driver without insurance is breaking the law and can face penalties if caught.Georgia has a 25-50-25 minimum insurance requirement. This means you must have at least the following amounts of coverage: $25,000 bodily …
Should I Get Uninsured Motorist Coverage?
All Georgia drivers are supposed to have auto insurance in order to legally drive in the state; however, many drivers do not have insurance, and others do not have enough coverage. This means that there is a chance you may be driving next to someone who is not insured or is underinsured. This is why …
What Do I Do After a Car Accident if I Don’t Have Health Insurance?
Atlanta car wreck lawyer Shane Smith Answers the a question about how to get medical care if you are injured in a car accident and do not have health insurance. This is a question I hear from clients during our free consultation all the time. How do I go to the doctor for my back …
Recommended Car Insurance Coverage
You might be aware of the high number of car accidents that occur on Georgia roads every year, but did you know how many of those wrecks involve passengers? According to the Georgia Department of Transportation’s “Crash Analysis, Statistics & Information Notebook 2008,” more than 1.7 million passengers were involved in accidents from 2000 to …
The Importance of Having Evidence for Insurance
Evidence in insurance claims that shows the impact of your injuries after an accident can be helpful in determining the amount of compensation you are eligible to receive. Keeping a journal is one way you can do this, and it can help you remember important details pertaining to the case. Using a Journal as Evidence Remembering details …
Do I Have to Give a Recorded Statement to the Insurance Adjuster?
Atlanta car accident attorney Shane Smith answers the question – Do I have to give the insurance company adjuster a recorded statement about my car wreck. The short answer is no. It is entirely possible to get your car repaired and fixed without giving a recorded statement. Usually in my car accident practice we will …
Benefits of UM/UIM Coverage
There are certain types of car insurance that are especially beneficial to motorists in Atlanta, including uninsured (UM) and underinsured (UIM) motorist coverage. Uninsured motorist coverage protects you in the event of a car accident involving a driver without insurance, and underinsured protects you if the other driver doesn’t have enough insurance. This can make …