If you are involved in a car accident that results in injuries, you will no doubt want to file an injury claim to receive compensation from the other driver for damages. At some point during the process, you will need to speak with insurance adjusters from your insurance company as well as the insurance company of the other driver. You may think that insurance companies would be on your side, but the reality is that insurance companies are usually only concerned with their bottom line.
Insurance companies are under intense pressure to make huge profits, so any injury claim they approve results in a loss of profit. In order to avoid payouts, many insurance companies will try to find any way possible to deny your claim. This is why hiring a Peachtree City personal injury attorney is essential. Experienced attorneys have experience dealing with insurance adjusters and they know the common tricks they use and how to respond to them appropriately.
Tricks Insurance Companies Use
Insurance companies are known for using a variety of ways to get you to admit you were at fault or were lying about the events so that they can deny your injury claim. These include:
Setting traps – Some claims adjusters will phrase a question in such a way so that it is impossible for you to give the right answer. They may try to bully you into giving an unfavorable answer.
Comparing statements – An insurance adjuster may ask you questions about the accident and then compare your statements to a police report. If the responses do not match up, the insurance company may accuse you of lying and use that as a basis for denying your claim.
Asking for a recorded statement – Insurance companies use this as evidence against you. They hope you submit to a recorded statement and forget what you say. Then they ask the same questions in a court hearing and hope you forget your previous responses. If your statements are contradictory, your testimony may be considered false. It is important to consult with a Peachtree City personal injury attorney before agreeing to any type of recorded statement with an insurance company.