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Georgia Auto Accidents & Insurance Settlement Strategies

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A report by the National Highway Traffic Safety Administration (NHTSA) estimated that 25,580 people died and many more were injured in 2012 auto accidents from January through September. Being prepared before an accident can enable a victim to obtain all the necessary information that will be helpful to their case.

Consulting a Clayton County attorney after an auto accident enhances a victim's ability to receive a reasonable settlement. If you have been injured in an automobile accident you should discuss your case with an accident attorney at the Law Offices of Shane Smith.

According to an 18-month investigation by CNN, the largest insurance companies are following a take-it-or-leave-it strategy for minor-impact auto accidents with soft tissue injuries. A soft tissue injury might now show up on an x-ray and can occur with little vehicle damage.

 The investigation revealed that Allstate and State Farm have adopted policies where they offer a small percentage of the total damages, gambling that a victim will settle for something rather than pursue a trial. The investigation showed that payments to victims had decreased since the mid-1990s while an insured's premiums continued increasing.

Internal memos from the insurance companies showed that the strategies were planned as the public's perception of tort claims became more negative. Legislation has been proposed and passed in multiple jurisdictions limiting the amount that can be pursued in tort claims. Similarly, the public's perception of such claims is that victims appear greedy and want to get something for nothing. Insurance companies now count on this perception for jurors who will hear such claims.

If you or someone you know has been hurt in an auto accident, meet with a Clayton County auto accident lawyer at the Law Offices of Shane Smith. We can obtain the relevant evidence including police reports.


Category: Auto Accidents

Shane Smith
Advocate for the Seriously Injured in Georgia

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