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Georgia Small Car Owners Potentially at Risk in Insurance Company Settlement Strategy

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A report by the National Highway Traffic Safety Administration (NHTSA) estimated that 25,580 people died and many more were injured in 2012 auto accidents from January through September. Being prepared before an accident can enable a victim to obtain all the necessary information that will be helpful to their case.

Consulting a Clayton County attorney after an auto accident enhances a victim's ability to receive a reasonable settlement. If you have been injured in an automobile accident you should discuss your case with an accident attorney at the Law Offices of Shane Smith.

According to the Insurance Institute for Highway Safety (IIHS), only one minicar achieved an "acceptable" rating in frontal crash tests, while 10 other minicars ranked "marginal" or "poor" in the tests. These tests measure passenger safety when an automobile's front corner strikes a stationary object while traveling at 40 mph. Small vehicles ranked slightly better with 10 of 17 receiving either a "good" or "acceptable" ranking.

Additionally, the IIHS gave all minicars a "marginal" or "poor" ranking for structural integrity. This is what protects a vehicle from collapsing in an accident; a collapsed vehicle does not deploy airbags properly and seats can shift positions.

The investigation revealed that Allstate and State Farm have adopted policies where they offer a small percentage of the total damages, gambling that a victim will settle for something rather than pursue a trial. The investigation showed that payments to victims had decreased since the mid-1990s while an insured's premiums continued increasing. It also found that the insurance companies strategically offered less to minicar drivers in the belief that juries would not be sympathetic for drivers of unsafe vehicles.                                                                                                                                            

If you or someone you know has been hurt in an auto accident, meet with a Clayton County auto accident lawyer at the Law Offices of Shane Smith. We can obtain the relevant evidence including police reports.

Category: Auto Accidents

Shane Smith
Advocate for the Seriously Injured in Georgia

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