Georgia requires everyone carry what is called liability insurance. This is a minimum amount of coverage you have to have to drive a car legally on the roads of Georgia. All liability coverage pays for is if you are in an accident and injure someone else. It doesn’t pay for your injuries; it doesn’t pay …
How Does Unemployment Insurance Work in Georgia?
Blog 2010 August Understanding How … Prev Post | Next Post Few things wreak havoc in a person’s life more than losing a job. Furthermore, a large percentage of Americans are only being paid minimum wage — which forces them to live from “paycheck to paycheck.” This means they have no sizable savings and are …
What’s the Difference Between Uninsured and Underinsured Motorist Coverage?
One of the first concerns you will have after you have been involved in a car accident is whether or not you will be covered. This may depend not only on your insurance policy, but also if the other driver has coverage. This is why it is important that you understand how underinsured and uninsured …
What is an Insurance Adjuster?
If you are involved in a car accident that results in injuries, you will no doubt want to file an injury claim to receive compensation from the other driver for damages. At some point during the process, you will need to speak with insurance adjusters from your insurance company as well as the insurance company …
How Much Uninsured Motorist Coverage Should I Add to My Policy?
Underinsured or uninsured motorist coverage can help if you are involved in an accident with a driver who does not have adequate insurance, any insurance or who leaves the scene. If you are considering purchasing uninsured motorist coverage, you may wonder how much coverage is enough.Deciding How Much Uninsured Motorist Coverage to Purchase The minimum insurance required by …
What is UM/UIM Car Insurance?
No one can predict when they will be injured in a car accident on Atlanta’s busy roads. This is why it’s important to have adequate car insurance protection at all times, in the event you are seriously injured and are left with significant medical expenses.When it comes to car insurance, there are 4 types that …
How Much Should I Receive From Insurance for My Pelvic Fracture After a Car Accident?
The amount of money you can receive from the insurance company for your pelvic injury will vary depending on the seriousness of your injury. For example, you will receive higher compensation if your pelvic injury was profound, involving multiple fractures or internal injuries. In addition, the amount of compensation will be directly related to the …
How Much Will I Get From Insurance for My Car Accident Claim?
There is no set formula on what your car accident claim or personal injury case is worth following a car accident. Many years ago, it was common wisdom that you were entitled to three times your medical bills for your pain and suffering. That was a standard of what you would always receive in your …
Should I Cancel My Car Insurance Policy?
If you have done your research and are now ready to switch insurance providers, it is important to cancel your current policy: the right way. Don’t be fooled by thinking you can just let your coverage lapse at renewal time, as your account may show that you’re in default and may be reported to the major …
How Does the Insurance Adjuster Decide on the Diminished Value of My Car?
Many times I am asked about diminished value claims. The diminished value is the decrease in the value of your car because it was in a car accident. What is this diminished value worth? That is a very difficult question. The insurance question has a formula they will use which basically says that unless there was …
What Do I Do if the Insurance Wants to Total My Car?
Atlanta Car Accident Lawyer Shane Smith, an Atlanta Personal Injury Attorney who limits his practice to Car Wrecks, Car Accidents, Personal Injury, DUI Victims, Slip, and Falls, and other injuries relating to Back and Neck Injuries If you were just in a car accident in Atlanta or Georgia and you drive an older vehicle, …
What Should I Know About Insurance Settlement Tactics?
Filing an insurance claim? Contact an Atlanta personal injury lawyer with Shane Smith Law to learn about various tactics that the insurance company may use to deny or diminish your claim. These strategies may include delay tactics, diminishing claim value, or asking you to sign documents that may diminish your claim value. Some claims can be handled without …
