Attorney Explains Auto Insurance Policy Limits

If you have been injured in an Atlanta car accident, Georgia pedestrian accident, or any other personal injury accident, you need to make sure that you are covered for damages. Georgia accident attorney Shane Smith explains in this video the importance of having the proper auto insurance coverage. Watch this video to learn more. Shane Smith Law explains that there is no legal limit to the number of damages you can receive after being injured in a car accident in Georgia; however, there could be complications that may affect the settlement you receive. If the negligent driver who hit you only has the minimum coverage of $25,000 and your damages and injuries exceed that amount, you may need to file a personal injury lawsuit. That is why having uninsured motorist (UM) and underinsured motorist coverage (UIM) is helpful in the event you are injured by a negligent driver who is uninsured or underinsured. If you have UM or UIM, you may be able to collect the difference from your insurance company. If you are injured in a Georgia car accident, the available insurance coverage is essential to your personal injury case. For help understanding your auto insurance policy, questions about your maximum insurance benefits, or legal advice after a car crash, please call Shane Smith Law at (980) 246-2656. You can also visit our website to view our free books and helpful resources.