Commercial trucks are held to the same basic Georgia auto insurance laws as private vehicles – coverage is mandatory! While the minimum limits and specific requirements may differ, truck drivers and motor carriers have to maintain the necessary minimum insurance coverage for legal operation of their vehicles.
When your truck accident involves an uninsured or underinsured truck driver, your Atlanta personal injury attorney can help you take the following steps to file and settle your injury claim:
- Step 1 – Provide evidence that the motor carrier’s policy on the truck and/or driver involved is invalid or does not exist
- Step 2 – Gather your own personal auto insurance coverage to determine if you have uninsured motorist coverage to cover your damages.
- Step 3 – Seek out alternate forms of compensation, such as medical insurance, for serious injuries.
- Step 4 – File a lawsuit against the motor carrier for their failure to maintain federally mandated insurance coverage.
In many cases involving an uninsured truck driver, it will be necessary to file a lawsuit with the Georgia courts to obtain any sort of settlement from the motor carrier. There are many parties and insurance policies that may come into play during these cases, which is why it is important to have an attorney on your side when dealing with Georgia auto insurance laws.
Find the Right Atlanta Personal Injury Attorney for Your Claim
When your family is recovering from the impact that a serious truck accident can have on your lives, you don’t have time to wonder how the Georgia auto insurance laws may affect your personal injury claim. At Shane Smith Law, we help truck accident victims seek justice after they’ve suffered injury and losses due to negligent drivers.
Before making the decision to hire a lawyer, request a copy of our free eBooks, I Was Hit By a Drunk Driver: What Do I Do Next? and 10 Mistakes That Can Ruin Your Georgia Wreck Case. Our guides contain valuable information on how to handle filing a claim for serious injuries or wrongful death caused by a negligent driver. When you are ready to get started on your claim, contact us to set up a free consultation (980) 246-2656.