Many people are worried that filing an insurance claim for a Georgia car crash will raise their insurance premiums. Find out here in this video if filing a claim on your own insurance, MedPay, or uninsured/underinsured insurance will raise your rates.
If the accident was not your fault, then according to Georgia law the insurance company cannot raise your rates for making a claim. If your insurance agent tells you that filing a claim for a no-fault accident will cause your rates to go up, then he or she either does not know the law or is trying to save the insurance company money by scaring you out of filing a claim. If you paid for insurance, you have a right to use it and for your rates to not increase.